Group Dental Coverage That Rounds Out Your Benefits Package
After group health, dental is the benefit small business employees ask about most. Main Street Benefits adds group dental coverage to your plan so a retail shop, restaurant, or local service business can offer a more complete package without negotiating with a separate carrier on your own.
What Group Dental Plans Cover
Small business dental insurance is typically structured in tiers, and Main Street Benefits helps you understand what each one means for your team's actual costs.
Preventive Care
Routine cleanings, annual exams and X-rays, and fluoride treatments are usually covered at or near 100%, encouraging employees to catch problems early instead of missing work later for a bigger procedure.
Basic Restorative Care
Fillings, simple extractions, and periodontal treatment for gum disease are typically covered at a partial rate after a deductible.
Major Procedures
Crowns, bridges, dentures, and root canals are usually covered at a lower percentage, subject to an annual maximum benefit set by the plan.
Why Add Dental to a Small Business Group Plan
Group dental plans typically cost less per employee than individual dental coverage because risk is pooled across your whole team. For businesses with 2 to 50 employees, adding dental is often one of the lowest-cost ways to make a benefits package more competitive with larger local employers.
How Much Does Group Dental Cost for a Small Business?
Actual pricing depends on your state, plan design, and how much of the premium your business contributes versus what employees pay through payroll deduction.
Finding In-Network Dentists for Your Team
Main Street Benefits works with dental networks that give your employees access to dentists in most metro and rural areas, so staff aren't forced to change providers just because your business added a group plan.
Ready to see your options?
Schedule a free consultation. A licensed advisor will walk you through carriers, plans, and trade-offs for your situation.