Small business
Coverage for brokerages and teams of independents.
From group health to association-style options for 1099 agents — your agent will explain what's actually available in your state.
Brokerage owners face a coverage problem most employers don't: a roster of 1099 contractors instead of W-2 staff. Licensed agents in our network help map out group, association, ICHRA, and private options so your team has a real benefit to talk about — without forcing you to convert anyone to W-2.
Brokerage solutions
Group, ICHRA, or association options depending on your structure.
1099-friendly
Designed for contractor-heavy teams.
Recruiting edge
Health benefits as a competitive lever.
Compliance-aware
Your agent will flag what triggers ERISA, ACA, and tax considerations.
What to consider
- Eligibility for true group coverage usually requires W-2 employees.
- ICHRA and individual coverage stipends are increasingly popular alternatives.
Questions agents ask
Can a brokerage offer coverage to 1099 agents?+
Not as traditional group health, but ICHRA arrangements, association plans, and individual-coverage subsidies are all options worth comparing.
Plan availability and benefits vary by state, carrier, and underwriting. KeyHolder Health is a private insurance marketing and referral service — not affiliated with or endorsed by the U.S. government, Medicare, healthcare.gov, or any state agency.
Get matched with a licensed agent today
A short quiz, no obligations, and no Marketplace runaround.
This is a solicitation for insurance.