Question 1

Is KeyHolder Health a government website?

Accepted Answer

No. KeyHolder Health is a private insurance marketing and referral service. We are not affiliated with or endorsed by the U.S. government, Medicare, the ACA Marketplace (healthcare.gov), or any state agency.

Question 2

Do you sell insurance directly?

Accepted Answer

No. We connect you with independent licensed insurance agents who shop multiple plans on your behalf.

Question 3

What kinds of coverage can I compare?

Accepted Answer

Private major-medical, short-term medical, dental, vision, supplemental (accident/critical illness/hospital), family plans, and small-business / brokerage options. Your agent will also honestly compare ACA Marketplace plans and subsidies.

Question 4

Will I be on a Do Not Call list?

Accepted Answer

By submitting the quote form you consent to be contacted by KeyHolder Health and marketing partners as described in our TCPA notice — including if your number is on a federal or state DNC list. Consent is not a condition of purchase.

Question 5

Can I opt out of marketing later?

Accepted Answer

Yes. You can request opt-out, deletion, or access at any time via our Privacy Request page or by emailing privacy@coveragefinderapp.com.

Question 6

Does variable commission income matter?

Accepted Answer

Yes — but in a normal way. Licensed agents who work with 1099 clients are used to it and can structure quotes around realistic monthly cash flow.

Question 7

Are pre-existing conditions covered?

Accepted Answer

ACA-compliant plans cannot deny coverage for pre-existing conditions. Short-term and some private plans handle them differently — your agent will be clear about what each plan covers.

Question 8

How quickly will someone contact me?

Accepted Answer

Most requests are routed to a licensed agent the same business day, within your chosen contact window.

Question 9

Is this offered nationwide?

Accepted Answer

Plan availability varies by state and carrier. Our network covers most U.S. states.

Question 10

What if I just want information, not a call?

Accepted Answer

Email us at privacy@coveragefinderapp.com and we'll respond without routing you to an agent.

Questions agents and brokers ask us most.

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